Simplify the aftermarket contract cancellation process.
Streamline your process, stay compliant, and maintain relationships.
A single platform that connects lenders with providers and dealers to accurately process product cancellation refunds in full compliance.
One interface consolidates numerous provider recovery processes to efficiently and accurately deliver refunds.
Minimize your risk of state and federal compliance fines while expediting refunds to meet recovery deadlines.
Provide consumers the timely and accurate refunds they deserve and protect your dealer relationships.
Aftermarket State Regulations
Discover which states make creditors responsible for refunding customers for GAP, Vehicle Service Contract and Credit Life in the event of cancellations.
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- Titleloanser.com, Car Repossession Statistics, 2021
- Using Dealertrack and F&I Express 2019 transaction data, cancellation refunds may theoretically amount to, or even exceed, a $4B/yr industry
- Internal F&I Express Data
- Based on state laws. States that require refund for Vehicle Service Contracts: AL, AK, AZ, AR, CA, FL, HI, IA, ID, IL, LA, ME, MD, MN, MS, MO, NV, NJ, NM, NY, OK, SC, TX, VT, WA, WI, WY. States that require refund for GAP : AL, AR, CO, FL, GA, IN, IA, LA, ME, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NC, ND, OR, RI, SC, TN, TX, UT, VT, VI, WA, WV, WI, WY